Convenient access to your money

The “Affluent Card” offers greater security with the latest CHIP and PIN technology, allowing you to use your card safely no matter where you are.

  • Free card upon issuance
  • Accepted globally
  • Priority Pass Card

Exclusive discounts and offers

Fees & Charges

Click to view list of our fees and charges

Click to hide the list of our fees and charges

Hide Details

Show Details

Annual Membership No Fees
Lowest Profit Rate No Fees
Late Payment No Fees
Cash Withdrawal No Fees
International Use (POS) 3%
International Cash Withdrawal KD 2 + 3%
Card Re-Issuance Fee KD 5
Electronic Statment No Fees
Monthly Minimum Payment Revolving 0.00%
Frequently Asked Questions:
Affluent Card
  • What is a Smart Chip and Pin?
    Your Al Rajhi Bank Debit Card is embedded with a microchip (Smart Chip). Cards with Smart Chip technology are harder to copy since they are safeguarded against counterfeiting. In addition the card will be used with your Personal Identification Number issued by the Bank and the PIN is a 4-digit.
  • Can I Use My Smart Chip Card To Pay For Goods And Services In KSA And Overseas?
    Yes, you can use it to pay for everyday purchases wherever you go. Your Smart Chip Al Rajhi Bank mada Debit Card is accepted on all Point Of Sale devices in all retail outlets in Kingdom of Saudi Arabia and over 25 million retail outlets worldwide, giving you easy access to your Bank account at all times.
  • How Do I Use The Al Rajhi Bank mada Debit Card Embedded With A Smart Chip?
    Every time you use a Al Rajhi Bank mada Debit Card that contains a Smart Chip for purchases at any Point of Sale or for cash withdrawals through ATMs, you will be asked to enter a PIN to complete the process. Use the PIN to confirm the operation so as to ensure more protection for your Al Rajhi Bank mada Debit Card If a POS device does not support purchasing transactions for Al Rajhi Bank mada Debit Cards that carry the Smart Chip, you need only to use the Card as you normally do (swipe on the POS terminal) and sign at the end of the process. When you use your Smart Card at an ATM, it will ask you to enter a PIN just like it did when you were using your old magnetic Al Rajhi Bank mada Debit Card.